(last update 20 July 2017)
I don’t write much about TRICARE, the military health care system for active duty and retired military members, but I benefit from it (and am forced to live by their rules).
I guess we should have seen this coming, but it is what it is. No more free TRICARE For Life (TFL). Start thinking about this now, becuase the end of 2017 is approaching like a runaway freight train, it will be here before you know it. Thnaks to the ever faithful and always in the loop Jim Houtsma for this notification:
Part of this may be of interest to those who use Tricare
overseas. It appears many of you will be required to
enroll in Tricare Select.
From the MOAA Article, link below:
This Applies To All Retirees Under 65 and All Dependents Under 65
Q. How will the TRICARE Overseas program be affected by
these upcoming changes?
A. Beasley: That will be changed to TRICARE Select, so anyone
who wants that plan will need to be aware of the
enrollment period to elect the coverage. Other than that,
though, nothing should really change about the coverage.
For those over 65 and on Tricare for life, including
family members over 65, there will be no change.
However for retirees under 65 and family members, wives and
children under 65, they will have to actively enroll in
Tricare Select. This applies to the under 65 family members
of retirees over 65 that use Tricare for life also.
The annual premium, which is $150 for a single user or $300 for
a family, is in addition to deductibles and co-pays.
Here is some additional information on the change.
First, let’s start with the name change. TRICARE Standard
will be known as TRICARE Select.
Starting January 1, 2018, anyone who wishes to use TRICARE Select instead of TRICARE
Prime will need to be enrolled. From that point forward,
enrollment will be annual– all TRICARE Select users
will need to enroll every year. This is a major change as
Standard in its current iteration does not require
enrollment like Prime does.
Enrollment will begin in the fall of 2017. The procedure for
TRICARE Select will be outlined in an official letter from the
Department of Defense at some point in the fall. Currently, the
procedure has not yet been determined. There will be a grace
period for those who do not enroll by the end of 2017. Stragglers
will be able to access one 2018 doctor’s visit at
TRICARE Select will have an annual premium that users will be
responsible for. Single users will pay $150 each year; families
will pay $300. Those who are currently serving, medical retirees,
or spouses whose active duty partner died will not be subject to
the premium. Beneficiaries will still need to pay existing
deductibles and co-insurance costs.
Looking into the future, TRICARE Select’s catastrophic cap
for retirees will increase from $3,000 to $3,500 per year.
(Current serving families will continue to see a cap at
$1,000 per year.) Both catastrophic cap increase and the
annual premium will be tied to cost of living increases in
So That’s What’s Going On With TRICARE in the Philippines.