Where’s My Senior Discount, Dammit?

This article will not be of interest to some of my younger readers.  No problem, feel free to flit elsewhere, I bear no grudge.

But almost all of us are in one of two groups.  Thos who have already reached the “golden years” (like me) or those who hope to live long enough to be included … so perhaps this is of more general interest than you first thought it was.

Many also reading may have Filipino relatives age 60 or older, and you may find that some of what I write about here is very directly applicable.

I tend to write too long and too dense on these sorts of articles, and when I make a lot of quotes and reference links, few people follow them … so I won’t take up your time.  Just the facts, ma’am, as Sgt Friday used to say.

Is There a Viable Senior Citizen Discount Program in the Philippines?

You bet.  Among other benefits it covers:

  • Purchase of medicines, including influenza and pneumococcal vaccines and other essential medical supplies, accessories and equipment; and
  • Actual fare for land travel in public utility jeepneys, taxis, Asian utility vehicles and shuttle services.

Moreover, additional incentives and benefits are also granted to senior citizens, as follows:

  • Free vaccination against influenza and pneumococcal disease for indigent senior citizens;
  • Benefit assistance to the nearest kin of a deceased indigent senior citizen worth P2,000.
  • Five percent (5%) discount on water and electric bills registered in the name of the senior citizen, provided that consumption is below 100 kilowatt-hours of electricity and 30 cubic meters of water a month; as well as
  • Additional government assistance, i.e., social pension/monthly stipend of P500, mandatory Philhealth coverage, and social safety assistance (food, medicines and financial assistance).

What Philippine Law Covers These Senior Citizen Benefits?

RA (Republic Act) 9994, know as The Expanded Senior Citizens Act of 2010

Who is covered by this act? Residents of the Philippines who are citizens of the Philippines who have attained the age of 60 years.

You can look the exact legal language up for yourself.  I write the sentence above in a slightly different fashion that the original act to point out something important.

Only Philippine Citizens may legally use the discounts and other benefits covered by RA 9994.  I get questions more often than you might think regarding this question, and I see it discussed, sometimes Ad nauseam, in groups and forums of interest to foreigners living in the Philippines. (oh, and by the way, if you are a former Filipino (as in living here under a 13(g) permanent visa, you are not a Filipino citizen for the purposes of this law, so the law does not cover you either.)  The language was written the way it is for a specific purpose … to distinctly define who is eligible … and there are a number of my foreigner friends, for example, who have long believed they were entitled to the senior discount privileges … and even some who already avail of them … but the new law is pretty specific.  Only Philippine Citizens are covered.

Now that I have made myself undying popular with the foreigner community, let me mention a little about how some of the confusion regarding this law, and its predecessors has come to pass:

In the early 90’s, the first law on senior citizens, RA 7432, was enacted to maximize the contribution of senior citizens to nation building and to grant them benefits and special privileges. Among others, this law granted the senior citizens a 20% discount on purchases of essential goods and services.   Many of the official/semi-official writings I have seen on this law seem to be confusing about its applicability to permanent residents, as well as Philippine citizens … but the law itself says, specifically, that the Senior Citizen discou8nt privileges and accompanying identification documentation is for Filipino Citizens only.

Subsequently in 2003, RA 7432 was amended by RA 9257, otherwise known as the "Expanded Senior Citizens Act of 2003," which granted additional benefits and privileges to senior citizens.

There is also specific procedures in RA 9257 that allow government officials, such as barangay captains, to grant the issuance of the Senior Citizen ID to others, including foreigners, if they make specific and documented contributions to their local community.

However, if you bother to read it, you’ll note that there is no such provision in the most current law, RA 9994 … so no citizenship, no ID seems to be the clear intent.

With every Philippine law comes what some would consider the “fine print”.  The IRR (Implementing Rules and Regulatins).  I believe there may yet be changes in the IRR for RA 9994, but here is a link to them as they are currently published.

Especially for those of you who are already warming up your keyboard to tell me how I am ‘all wet” on this, and how you already have your own Senior Citizen card, or how your Former Filipino wife has hers, or how Larry down at the VFW told you different, and Larry certainly knows what he is talking about … save your breath.

What you do is up to you.  I wish you the joy of it.  But here, although, as you know, I am not a legal practitioner, I try to base my advice on facts, not “bar talk” or what you read in this forum or that forum.

I give you the exact copies of the law as I can find them published.

Tell Larry, or whomever else wants to argue, that the should, in particular, read Article 24, Sections 3 and Sections 4 of the referenced IRR. 

use of the Senior Citizen privilege by a person not entitled to use the privilege is punishable by a fine of not less than P50,000 and (If I were a lawyer, I would tell you why they chose the word ‘and” here and not the word “or” … but in layman’s terms, it likely means you are going to jail) a prison  sentence of not less than six months.

Sounds like a pretty stiff penalty, to me, to try to save 20% on the purchase of a bucket of chicken.

However, as you’ve no doubt heard Ron Popeil say, “But wait, there’s more!”  The jail time and fines are in Section 3.  Section 4 is short and sweet, and applies to most of us reading this:

“If the offender is an alien or a foreigner, he/she shall be deported immediately  after service of sentence without further deportation proceedings”

So, now you know.  As a foreigner, or former Filipino you can not avail of the Senior Citizen Discount Program in the Philippines.  If for some reason you have a card already and you are not a Philippine Cit6izen?  Well, that, of course, is up to you … those 20% discounts that you are getting (at the benefit of the poor people of the Philippines, I might add … nothing comes for free in this world) may seem worth it to me.   But if I had a card, as a foreigner, I’d burn it … I can’t see how the promise of an occasional discount can be worth the very real risk of a substantial fine, a mandatory jail sentence and then deportation.

However, this is the Internet, so YMMV … but you can’t say Dave didn’t warn you.

Popularity: 7% [?]

Philippine Gas Prices Jan 2010

Just a little update here about cost of living/prices.  I started to include this info in my last Philippine Cost of Living post but I had an idea that I had somehow gotten the figures wrong, so I went out and checked today.

actually I did a lot of checking of gas prices, staring at gas stations and everything else on the side of the road as I was stuck in absolutely murderous traffic.  Went about 25 km into a 120 km trip in more than 4 hours, gave up, made a u-turn (another adventure in itself) and came home.  I wonder why I sometimes persist in doing what I know is something stupid.  Do not drive during Holy Week and during Christmas week … especially here in Bulacan where they have many fireworks factories.  Just don’t do it, believe me, you’ll be happier in the long run.

Philippine (Metro Manila) motor fuel prices, average last week of 2009:

Regular unleaded gas:  41 Philippine pesos per liter, or  $3.44 USD per US gallon.

Name brand diesel: 31 Philippine pesos per liter, or $2.60 USD per US gallon.

Old Gas Pump
Creative Commons License photo credit: daryl_mitchell

Yes, I do have a diesel car, and I love it.  Diesels really come into their own here, especially when you are stuck in traffic.  A diesel burns about 1 tenth the amount a gas engine does while idling and running the air conditioner.

But why the big disparity in price, and isn’t diesel supposed to cost more per gallon?  It certainly does in the US, yes?

The answer to that will be found in the voting booth and not at the pump.  In the US, diesel has been taxed, re-taxed and taxed yet again.  Hey, great idea, stick it to those truckers, who cares?

Well, you all care, because transportation by diesel truck is a component of the price you pay for virtually everything you eat, wear, use at work, etc.

Ask your Senator or Representative why the country is allegedly trying to turn ‘green’, and yet a gallon of diesel (which is not only essential to the economy, but actually saves carbon emissions because it lowers over all fuel consumption, should be taxed so outrageously.

Diesel in the US should be significantly cheaper than gasoline, as it is here in the Philippines, yet our government pays bonuses to crooks who run their banks into the ground, but imposes these hidden taxes on every innocent man woman and child without benefit of disclosure or even the most basic sense of fairness and dignity.  Sad.

Popularity: 28% [?]

Walk About 14 Jan 2009

I was chatting with my friend Bob last night and this morning and I finally convinced myself to get busy and take some action regarding getting and staying fit.  I weigh too darn much, my waistline has expanded to the point I have nearly new clothes that don’t fit me and it’s a pretty easy to prove fact that just sitting at the leyboard hour after hour is doing nothing good for my cardi-vascular health.

I’m not a gym person and I don’t have much interest in swimming (there’s no place nearby for that anyway) and other structured forms of exercise, so I’m falling back on two old standbys.

First I will walk in my neighborhood each and every morning that weather permits … which is most mornings.  Today was no exception.  I went out at 8:55 and walked fairly briskly to the park nearby on Zeus Street, around the corner wher it joins Fuse Street where I took this picture (picture will follow, there’s a technical issue right now) of a building project underway.  This is the same owner as a project also close by that I featured in the past … how building decently constructed multi-family housing seemed a good idea to me as a long term investment and a legacy to live on for family after one is gone.  I’ll try to get more info on this particular project, it’s being well constructed … much more steel thna usual and I hear a rumor it’s almost all rented out already at prices well above the typical rental for a single house and lot.

I then proceeded down to Ampere Street and walked back home along Network Road.  Got back in the house about 9:28 … turns out it was alittle farther than I would have guess … 1,75 km  and according to my online calculator here it burned 200 calories.

It was cool, breezy and pretty much cloded over this morning, most days I will need to do this walk well befor 9 as it will be too hot then.

Later, just before I wrote this post I did 50 steps on my stepper that I keep next to the computer desk, I’m going to try to make sure I do at least 100 steps a day for a while and then ramp that up a bit.  Stepping is easy for me, a lot of people don’t like it, but I enjoy it.

OK that’s the A to Z (Athena to Zeus) news for today, now on to bigger adventures.

Popularity: 5% [?]

Why You Can't Get a Job — Conclusion

Let’s finish up the series on getting a job here in the Philippines with a few of the “knowledge pills” I have had forced down my throat over the past fifty years or so of being in the job market … yes I was working, and paying my Social Security taxes before I was 13, no hyperbole here.

In the last article, Why You Can’t Get a Job — Interview Prep I talked a bit about being oriented to what the customer I mean the potential employer might need.  I’m going to expand on this a little more because I feel it is the area that the majority of job seekers fall down on the most: [Read more...]

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Philippines Questions — Round 12

Happy New Year!   In addition to being New Year’s Day as I write this, it is also Thursday, the regular day for Philippines Questions.  I will answer as many questions as I can, specifically for a reader or in general, each and every Thursday.  If, that is, people send in questions to begin with.

You can use the dedicated, Spam Free Contact Page on this site, you can write me direct at dave (at) philfaqs (dot) com or you can call me on 1-719-966-4295.  While I am at it I might also recommend to those of you who haven’t yet done so that you subscribe to this blog so you get every article as it is published, it costs nothing and it helps me out as well:  To subscribe with Google Reader or another RSS tool just click on this subscribe to PhilFAQS link.  If you prefer to get each new article in your email box, Subscribe to All the Facts Philippines by Email.

OK, on to day’s question.  Actually a few related questions, all things we have covered partially before but an excellent overview to get the new year underway:

——

I plan to retire from the military in 5 years as a Field Grade officer.  My questions are

1) Should I be able to live decently on $4K a month?

2) Should I invest in property now while I am still working or buy later (or possibly just rent)?

3) I have a couple of properties here in the States and want to come up with a good 5-6 year plan if I am going to do this.

——

[Read more...]

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